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    RefinanceMortgageRates.org aims to inform and educate consumers about home refinancing and mortgages. As well as helping consumers to find the lowest refinance mortgage rates from the best lenders.

Home buying urgency emerging

by Broderick Perkins

Concerned that rents, home prices and mortgage rates are all on their way up, more Americans believe they’d better lock in homeownership before they are priced out of the market. Right now, interest rates are at record lows and home prices are as affordable as they’ve been since before the recession, prompting 73 percent of [...]

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Will the FHA ease condo certification rules to allow more condo buyers to use low-down payment FHA loans?

by Broderick Perkins

Federal Housing Administration (FHA) guidelines for condominium loans continue to depress condo sales at a time when the more buyers could seek out condos as a more affordable housing choice. That could be about to change, according to recent insider reports. A host of reports indicate the national housing market is at or near the [...]

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Strategic defaults replacing the thrill of home ownership

by Broderick Perkins

America’s star crossed love affair with home ownership is giving way to the infidelity of strategic defaults. In the second report in as many months, a growing number of bank risk officials expect strategic defaults to exceed 2011 levels. Credit score system giant FICO recently announced that 46 percent of surveyed bank officials expect to [...]

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Special ‘HARP’- and ‘HAMP’-like programs reaching rural America

by Broderick Perkins

You could call these special refinance and mortgage modification programs from the U.S. Department of Agriculture (USDA) “HARP and HAMP For The Boonies” – if you consider “boonies” (short for boondocks) a term of endearment. But just because the programs are sponsored by USDA doesn’t mean you have to raise chickens, grow corn or herd [...]

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