EMC Mortgage Refinance Rates
EMC Mortgage is one of the top subsidiaries of JP Morgan Chase. This mortgage servicing company has its headquarters located in Lewisville, Texas. With over 1,600 employees, it is one of the leading mortgage servicing companies in the United States. The company also has additional offices located in Irvine, California. The company is also a top loan servicer at the local level in the United States. EMC Mortgage is a servicer for over 500,000 home mortgages in the United States.
Looking at the EMC Home Mortgage Rates
One typically will not obtain an actual mortgage through EMC Mortgage. Rather, one will typically go to a bank like JP Morgan to obtain 15 year mortgage rates or 30 year mortgage rates. A majority of the EMC Mortgage customers do obtain their home mortgages through JP Morgan Chase. JP Morgan Chase is responsible for handling all of the Order Title Rates and Order Title Refinance.
EMC Home Equity Refinance Rates
Going through the refinance process is not difficult with EMC Mortgage. The employees at EMC Mortgage are prepared to assist you every step of the way for refinancing a home. The employees of EMC Mortgage will likely be able to help you refinance your home if you can qualify for a government modification program. Recently, the most popular option for homeowners has been the Homeowner Affordability and Stability Plan. The Homeowner Affordability and Stability Plan was created by President Barack Obama. This program is intended to help two classes of people. If one has suffered tremendous decreases in his or her property value, then this program will be of great assistance to his or her situation in obtaining a loan modification. The second class of people this program is intended to help is those people who have suffered a significant decrease or loss of income. There is over $75 billion that has been committed to these government loan modification programs. They have been created in order to help the millions of Americans who are facing great difficulty in making their monthly mortgage payments.
The first step that one should take in working toward one of these programs is speaking with an EMC mortgage professional. By speaking with an EMC mortgage professional, one can decide upon the program that is best and meets all of his or her financial needs. The sooner you call a mortgage professional at EMC, the sooner you can be on the road to recovery in a tough situation.
Home Equity Rates
In most cases, EMC will try to work with you in obtaining a refinancing plan before taking out equity in your home. With the institution of all of the government loan modification programs, EMC professionals are dedicated to making your loan situation work. If you have already applied for a loan modification and are awaiting the results, then you may need to seek the help of a financial advisor or lawyer.
There is a hotline that you can call at anytime for assistance from EMC mortgage professionals. EMC mortgage professionals are committed to the highest standards in the mortgage servicing industry. They are here to help you in these tough economic times.
To get in touch with EMC home mortgage professionals, simply be sure to call the phone number listed on the EMC website. There are also plenty of careers for people who are interested in working for EMC Mortgage. One should be sure to check out all of the career options available for this great mortgage servicing company that is committed to the highest standards of excellence in the loan industry.