Refinance & Mortgage Consumer Guides
As indicated by the name, this page aims to provide an educational, objective as well as in-depth view of the challenges and steps taken by various socio-economic classes looking to get onto the property ladder.
Senior citizens are often in a difficult situation when it comes to obtaining mortgage financing or refinancing an existing loan. Living on a fixed income while the costs of everything else skyrockets is difficult. Read on>>
Many people with disabilities agree that one way of taking charge and exercising some degree of control in their lives is by becoming a home owner. If you are currently a home owner who has recently been disabled, you may have new physical, mental and financial restrictions and needs which affect or even threaten your ongoing ability to maintain your home. Read on>>
This mortgage guide for veterans is offered as an educational resource for those interested in understanding the home ownership possibilities available through the Veterans Affairs Mortgage Loan Programs. Not only can those presently on active duty benefit, but honorably-discharged veterans, their spouses, surviving un-remarried widows and widowers, Reservists, National Guard participants, and Public Health Service workers may also find this information to be helpful. Read on>>>
This guide has been written to help low income earners and the general public to understand the steps and processes required when purchasing affordable housing, as well as inform homeless people about methods and programs to find accommodation. Read on>>>
Getting an appraisal on your home before you refinance is more than just a hassle and an expense. If your appraisal comes out with the value that you need to get your desired refinance mortgage, you will have spent time tidying up your home’s interior and exterior appearance as well as spending hundreds or, in some cases, thousands of dollars for the appraisal. Read on>>>
Once the bubble burst in the US housing market, many homeowners found that they were living in a home that wasn’t worth as much as their current mortgage. While this situation is not new, it has recently reached epidemic proportions. In some cases, cash-strapped homeowners are choosing to allow their mortgage company to foreclose or they’re simply walking away from their homes before that process can start. However, the current underwater mortgage refinance rules mean that many homeowners may be able to take advantage of refinancing an underwater loan. Read on>>>