US Bank Home Mortgage & Refinance Rates

US Bank Home Mortgage is one of the largest commercial banks in the United States. Currently, US Bank is the fifth largest commercial bank in the United States. With over $330 billion in assets, US Bank has been able to weather the financial storm that has hit so many other banks. US Bank has over 3,000 offices in the United States. In addition, US Bank has over 5,000 ATM’s that consumers can use. Currently, there is no fee for using a debit card from US Bank.

Over 15.8 million customers trust US Bank with their finances. In addition, there are over 60,000 employees who work for US Bank Home Mortgage. For obtaining assistance with an Order Title Refinance or Order Title Rates, US Bank is the perfect bank to consult.

US Bank Home Mortgage Rates

There are plenty of programs available through US Bank Home Mortgage that are designed to help you save money. One can obtain traditional 15 year mortgage rates or 30 year mortgage rates for a Fixed Rate Mortgage. Or, one can choose to participate in a program like the U.S. Bank Platinum Package. This program allows consumers to sign up for banking and mortgage services with U.S. Bank. By signing up for this package, homeowners will receive $1,000 off of the total price of their first home. In addition, homeowners enjoy free banking services and an annual rebate on the U.S. Bank Visa Platinum Credit Card.

There are quite a few different mortgage options available through US Bank Home Mortgage. One can take out conventional mortgages, such as a Fixed Rate Mortgage or an Adjustable Rate Mortgage. In addition, one can have access to Jumbo Loans or government-backed loans, such as the FHA and VA. The rates offered for each mortgage are competitive with rates offered by other lending institutions.

Refinancing Programs Available

One of the benefits of refinancing a home through US Bank is the efficiency of the process. US Bank makes it a point to refinance a home in a timely manner for homeowners. The “Streamline Refinance” program can allow you to refinance a home on an FHA loan, a VA loan, or a conventional loan. The regular refinancing program will allow homeowners to lower a current interest rate on a mortgage. One may also be able to change the term of a loan or include mortgage closing costs in the new loan that has been created.

Home Mortgage Equity Rates

Sometimes, homeowners simply need a bit of extra cash to make ends meet. There are a few ways to take out cash on one’s home through the equity programs at US Bank. Depending on one’s circumstances, one may be able to obtain more competitive equity rates. For example, if a homeowner needs the cash for student loans, then he or she will be able to obtain lower interest rates on the equity loan. Also, if one is a veteran, then one can be honored for his or her service to the country by obtaining lower equity loan rates. By speaking with a US Bank loan officer, you can decide upon the best way to resolve your financial issues.

US Bank Information

Be sure to check out www.usbank.com for more information on loan, refinancing, and home equity options. Also, there are loan officers available to help you resolve financial problems on a daily basis. You can simply call the phone number for US Bank, which is 877-303-1640. The sooner you call a loan officer from US Bank, the sooner you can find a solution that works for you.

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