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Disclaimer – Terms of Use

Last updated: November 3, 2016

1. General Acceptance of Terms

As a user of this financial website and/or any services tendered herein, you agree to abide by our terms and policies as specified below and as described elsewhere on this site as applicable. Your acceptance of these terms and policies constitutes a legally binding agreement between you, the user, and the owners of this website. We reserve the right to amend our terms and policies as necessary without prior notice to our users. We ask that you also read our Privacy Policy as it relates to some of the following terms.

2. Services

As a condition of using this website and the services offered herein, you must agree to these terms of service. You agree to accept the content of this website as-is, according to the owners’ discretion. We may make changes to the content or services at any time without prior notice. We are not responsible to preserve any data you provide on this website. We will not be held responsible for the accuracy, timeliness, storage, deletion or misinterpretation of any data or information herein. We do not accept liability for inaccuracies or improper conveyance of data or information.

3. Privacy Policy Stipulation

Any registration data or other personal information that you, the user, provide on this website is protected under the terms of our Privacy Policy.

4. Third Party Disclaimer

Any products or services offered by third parties on this website via paid advertisements are subject exclusively to the policies of those third party entities. The owners of this website shall under no circumstances be held liable for them. We have no responsibility, legal or otherwise, for any interactions or commerce between you, the user, and a third party advertiser on this website.

5. Agreement to Indemnify

As a user of this website, you agree that you shall not hold the owners, our affiliates, independent contractors, employees, officers, board members, agents or subsidiaries liable for any claim made by any third party in regard to your use of or conduct on this website. We shall not be held responsible for any legal fees that result from such a claim. We shall not be liable for any third party action that results from your use or misuse of this website, its content or its services. You agree to idemnify us and all our associates from any actions resulting from your violation of these Terms of Use or any other violation whatsoever of another person’s rights.

6. Warranty Disclaimers

By using this website, you agree that any and all content and services carry no implied or explicit warranties. This includes but is not limited to warranties of merchantability, warranties of utility for a specific purpose, or non-infringement warranties. We make no warranties regarding reliability of uninterrupted service, nor regarding error-free or virus-free content. We do not warranty the security of this website nor the safety of contents for download. Neither the website owners, their affiliates, employees, agents nor any other related individual warranties any advice or information published on this website. You understand that you use this website at your own risk, and that we have no liability whatsoever for anything contained therein.

The above disclaimers of warranties are valid insofar as allowable by law in each jurisdiction, and may not be applicable to you.

7. All Rights Reserved

All of our rights are reserved, including but not limited to: trademarks, copyrights, patents, proprietary business and trade secrets, any and all other proprietary rights related to our website design, content and any goods or services provided. No one may use our rights or intellectual property without our prior written permission. We do not make any implied or expressed licenses for use by providing services or content to users. You may not use any part of our website or services for commercial reasons without obtaining our expressed written permission in advance.

8. Agreement of Understanding

As a user of this website, you acknowledge that you understand and agree that we accept no liability or responsibility for any damages you may incur as a direct or indirect result of your usage. Any and all consequential or incidental damages that you may experience are solely your own responsibility as the user who abides by these terms, and we will not be held liable. We are not liable for any loss of profits, loss of goodwill, loss of use or data, or any other loss whatsoever, whether tangible or intangible, that result from your use of or inability to use our services. We are not responsible for any costs you may incur as a result of your use or inability to use our website’s contents or services. We cannot be held responsible for unauthorized access or alteration to your data by a third party or any other matter resulting from our services.

If you live in a jurisdiction that does not permit limits to liability, these limitations may not apply.