January 23, 2019.

15 Year Fixed Rate Mortgage: The initial principal and interest payment on a 15-year $250,000 15 Year Fixed Rate Loan at 2.75% and 80% loan-to-value (LTV) is $1726 with 0 points due at closing. The Annual Percentage Rate (APR) is 2.75%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is Fixed.

30 Year Fixed Rate Mortgage: The initial principal and interest payment of a 30-year $250,000 30 Year Fixed Rate Loan at 3.38% and 80% loan-to-value (LTV) is $1106 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.44%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is Fixed.

5/1 Adjustable Rate Mortgage: The initial principal and interest payment on a 30-year $150,000 5-year Adjustable-Rate Loan at 2.63% and 80% loan-to-value (LTV) is $632 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.21%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. After the first 5 years, the rate can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable.

5/1 Adjustable Rate Mortgage: The initial principal and interest payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.63% and 80% loan-to-value (LTV) is $843 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.21%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. After the first 5 years, the rate can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable.

5/1 Adjustable Rate Mortgage: The initial principal and interest payment on a 30-year $250,000 5-year Adjustable-Rate Loan at 2.63% and 80% loan-to-value (LTV) is $1054 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.21%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. After the first 5 years, the rate can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable.

Ask your loan officer about all options and about low fixed rates. Actual interest rates and terms available will vary based on individual credit qualifications including credit history, income, loan to value, property type and location and other factors. RefinanceMortgageRates.org is publisher of mortgage information. RefinanceMortgageRates.org is not a lender and does not make loans.